Android : get picture from FTP server then convert to Bitmap in Android

Based on an answer on this thread, we can upload and download from FTP server:

//UPLOAD
try
{
    FTPClient con = new FTPClient();
    con.connect("192.168.2.57");

    if (con.login("Administrator", "KUjWbk"))
    {
        con.enterLocalPassiveMode(); // important!
        con.setFileType(FTP.BINARY_FILE_TYPE);
        String data = "/sdcard/vivekm4a.m4a";

        FileInputStream in = new FileInputStream(new File(data));
        boolean result = con.storeFile("/vivekm4a.m4a", in);
        in.close();
        if (result) Log.v("upload result", "succeeded");
            con.logout();
            con.disconnect();
        }
    }
catch (Exception e)
{
    e.printStackTrace();
}

//DOWNLOAD
try
{
    FTPClient con = new FTPClient();
    con.connect("192.168.2.57");

    if (con.login("Administrator", "KUjWbk"))
    {
        con.enterLocalPassiveMode(); // important!
        con.setFileType(FTP.BINARY_FILE_TYPE);
        String data = "/sdcard/vivekm4a.m4a";

        OutputStream out = new FileOutputStream(new File(data));
        boolean result = con.retrieveFile("vivekm4a.m4a", out);
        out.close();
        if (result) Log.v("download result", "succeeded");
        con.logout();
        con.disconnect();
    }
}
catch (Exception e)
{
    Log.v("download result","failed");
    e.printStackTrace();
}

In download part, is it possible to just retrieve the file (assuming the file is always jpg) and convert it to Bitmap without having to create a file in my application's folder?